INTRODUCTION
NJ EMI Store is a part of NJ Capital Pvt Ltd (NJC), which is part of the NJ Group. We provide digital lending aiding the purchase of electronic goods and travel services on a no cost or low cost EMI from tenures between 3 to 84 months.
NJC is a registered Non Banking Finance Company (NBFC), which operates the retail lending arm of the NJ Group. The company endeavors to fulfill the credit requirements of its clients by providing them innovative loan products at an affordable cost, thereby enabling the group to be a one stop shop providing for all their financial needs.
Relying on technology, NJC and the NJ EMI Store strive to turn lending into a quick, simple and hassle free process. The fully automated process leads to elimination of paperwork, physical movement (of either paper or clients), quick loan disbursals and smooth loan servicing . We endeavor to provide to the client a world class borrowing experience that is truly seamless, intuitive, convenient and user friendly.
The use of data analytics helps in profiling client risk and delivering the right consumer loan product at an appropriate cost, thereby bringing substantial economic gains to them.