NJ CAPITAL PRIVATE LIMITED (hereinafter, "NJC”) is committed to protect the privacy of its customers/users/service hirers and to keep the personal and financial information secure (Privacy Commitment). NJC herewith discloses it’s privacy practices and encourages customers/users to read the privacy statements to understand the policy.
This Website/App does not collect personally identifiable information about customers/users except when customers/users specifically and knowingly provide it. NJC may use customers/users personally identifiable information to operate the sites and services and to inform customers/users of new features, services, and products from NJC and/or its affiliates. At any time, customers/users may also stop the delivery of informational or promotional mail from NJC by following the instructions in the e-mail.
NJC has taken all necessary and reasonable measures to protect the confidentiality of customer information and its transmission through the World Wide Web/Internet. However, NJC or any of its associates/employees/partners cannot be held liable for disclosure of confidential information made in accordance with this Privacy Commitment or in terms of the loan documents/contracts. In the course of using this Website or availing the products and services vide the online application forms, inquiries, feedback, subscriptions, and questionnaires, NJC may become privy to the personal information of its customers, including information that is of confidential nature.
NJC may employ third-party companies and individuals due to the following reasons:
• To facilitate it’s service(s).
• To provide the service(s) on it’s behalf.
• To perform it’s service(s); or
• To assist it in analyzing the usage of it’s service(s).
While processing the loan application and conducting its post disbursal activities of it’s customer/user, NJC may use the services of third parties and share their personal information However, they are obligated not to disclose or use the information for any other purpose.
Location: Website/App will request permission to capture the user's location for verification, risk analysis and operational purposes. The user's location will enable the Website/App to verify addresses, determine serviceability and expedite the KYC process.
NJC may disclose personal information if required to do so by law or in good-faith belief that such action is necessary to (i) conform to the edicts of the law or comply with legal process served on the site or its owners; (ii) protect and defend the rights or property of the site-owners, the site or the users of NJC and (iii) act under exigent circumstances to protect the personal safety of the users of NJC Website, its owners, or the public.(iv) conform to comply with all the applicable laws and the Guidelines on Digital Lending and other applicable guidelines issued by the Reserve Bank of India from time to time.
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Customer/users are provided with an option to give or deny consent for use of specific data, restrict disclosure to third parties, data retention, revoke consent already granted to collect personal data and if required, make the App (as defined under the DLG Guidelines) delete/forget the data. In case of withdrawal or modification of your consent or your amendment of any of your choices in this regard, we reserve the option not to provide the services or modify the services provided to you for which such information was sought.
Other Websites
The Website www.njcapital.in and its associate/group sites may contain links to other Websites. NJC is not responsible for the privacy practices or the content of such Websites.
Notify Us
If at any time customers/users believe that aforementioned policy was not adhered to, please notify NJC by e-mail at grievance.nbfc@njcapital.